Welcome to Our Financing Department

Get the best possible deal with our financing options here at Ramsey Cars

Finding a car you like is the first big step toward driving away satisfied. Fortunately, with our selection of Mazda, Nissan, Jeep, Volvo and Alfa Romeo models and used cars for sale here at Ramsey Cars, that part is only too easy. The next big step is determining which financing options are right for you. Luckily, that part is pretty easy as well here at our Ramsey dealership. With staff on hand to help you find the right car payment plan and great relationships with local banks and lenders, there's almost no obstacle to getting you a great deal here at Ramsey Cars.

Loan or Lease - Which is Right for You?

Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.

Get the Ball Rolling on Financing Your Next Car in Ramsey

When you're ready to drive your next car home, the experts at Ramsey Cars are standing by to help demystify the process. We can answer any questions that you may have, or if you're ready to put us to work for you now, simply fill out our online credit app. That way, we can hit the ground running and you'll be one step closer to owning your next car.

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Ramsey Cars

  • Sales: 1-800-NJ-CARS-1

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